Escape to a retreat on the shores of Blackwater Bay with this beautifully updated 3-bedroom, 2.5-bath coastal cottage offering over 2,100 square feet of stylish, comfortable living space. The sellers have done all the hard work for you with renovations inside and out. The extensive list of updates include: new kitchen, seamless metal roof, impact-resistant windows, new doors and flooring, fresh paint, updated fixtures, wood-accented ceilings and walls, HVAC system, water heater, new sod and fencing, as well as upgrades to the dock, boat lift roof, jet ski lift, pergola, and landscaping. Most of it completed within the past year. Be sure to ask your agent for a list of recent updates. Step outside to enjoy a private dock with new extensions, featuring a covered boat lift and jet ski lift for effortless water access. A concrete patio with a cedar pergola creates the perfect setting for entertaining or simply relaxing by the water. The fully fenced yard with new sod provides privacy and low-maintenance outdoor space. Tucked away from highway noise yet conveniently close to I-10, this home combines peaceful seclusion with easy access to modern amenities. There are no HOA restrictions, giving you the freedom to live your way. A short boat ride takes you to downtown Milton for waterfront dining and entertainment. Best of all, the property comes with affordable and transferable flood insurance, currently just $1,021 per year. The breathtaking waterfront setting offers direct Gulf access and the chance to witness stunning sunrises and sunsets, along with frequent visits from dolphins and manatees. Whether you're fishing for redfish, trout, or flounder off your own dock, or cruising to nearby destinations, this location offers a lifestyle like no other. This home is a true sanctuary for nature lovers and boating enthusiasts alike.